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1. International Toys (IT) manufactures toys in South Carolina and sells them to stores around the world. A customer in Europe is injured when one

1. International Toys (IT) manufactures toys in South Carolina and sells them to stores around the world. A customer in Europe is injured when one of the toys malfunctions and severs the customer's hand. The customer files suit in the United States. If IT is found liable, does its Commercial General Liability (CGL) Coverage Form cover the customer's claim

A. No, because Europe is not within the coverage territory
B. No, because products and completed operations liability coverage is not included in the CGL Coverage Form
C. Yes, because it is an expected injury
D. Yes, because the toys were manufactured in the United States

2. Under a Commercial General Liability (CGL) policy, an insured is found to be legally liable to pay medical expenses as well as loss of earnings to a claimant. This describes which one of the following types of damages?
A. General damages
B. Punitive damages
C. Special damages
D. Excess damages

3. Case: Art Gallery, whose business is limited to selling contemporary art, served complimentary alcoholic beverages at the opening night of an exhibition. One of the guests became intoxicated and caused an auto accident while driving home.

The other motorist injured in the accident made a claim against Art Gallery for his injuries, alleging that Art Gallery was negligent in serving alcoholic beverages to the guest who caused the accident.

Would the Liquor Liability exclusion in Art Gallerys CGL policy apply to this claim?

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