. Kadeem just graduated from college and is about to start his own firm. He borrows money to finance his startup costs, trusting that a. the return on his capital investment will equal or exceed the interest he has to pay. b. the nominal interest rate he is going to earn will equal or exceed the inflation rate. c. the bank, as intermediary, will guarantee the loan in the event that Kadeem defaults. d. his expenses will be less than or equal to the interest he has to pay on the loan. bne amul e. he will earn more interest off the loan than he could by using the money differently.