1) Leading up to the 2007-2009 financial crisis, it was common for borrowers to get mortgage loans with little or no down. This was a financial innovation that contributed to the crisis once housing prices began to decline in 2006. True or False? 2) Which of the following is NOT an example of a subprime mortgage loan? a. Negative amortization mortgage loans b. Alt-A mortgage loan c. Interest-only mortage loans d. NINJA mortgage loans