1, Marlene has a savings account at First National Bank, as well as a mortgage and a car loan. When Marlene filed for bankruptcy, First National could take the money in Marlene's savings account as partial payment for the loans. First National used its right of ______.

a, setoff

b, redemption

c, execution

d, levy in distress

2, The transfer of an instrument by assignment vests the assignee ______ rights compared to the assignor.

a, greater

b, lesser

c, the same

d, negotiable