1. Michael Howitt of Berkley, Michigan, recently had his gallbladder removed. His total bill for this surgery, which was his only health care expense for the year, came to $13,810. His health insurance plan has a $450 annual deductible and an 80/20 coinsurance provision. The cap on Michael's coinsurance share is $1,950. Round your answers to the nearest dollar. A. How much of the bill will Michael pay? (1 pt) B. How much of the bill will be paid by Michael's insurance? (1 pt)