1. Nicki owns a home in Subang Jaya and pays RM665 per year in insurance on the home. The RM665 is an example of a: A. risk. B. premium. C. haczard. D. Fiability, 2. Which of the dividends are not exempted from tax. A. Dividends received from unit trusts approved by the Ministry of Finance like Amanah. Saham Bumiputra B. Dividends received from unit trusts approved by the Ministry of Finance where 80 sh 6 of the investment is in government securites C. Dividends received from unit trasts approved by the Ministry of Finance where 909 of the investrnent is in government securites D. All the dividends above are exempted, 3. You probably have little or no necd for life insurance if you are: A. a single person living alone or with parents. B. divorced and have two children. C. married and your spouse works. 2. gainfully employed. 4. Tax relief is: A. Any item or expenditure subtracted from income to reduce the amount of income subject to tax. B. Any item or expenditure intended to reduce the tax liability of an individual or business entity. C. Any gains or profits from an employment chargeable include items provided for the usage or enjoyment by employees. D. None of the above 5. Which type of insurance is sometimes called temporary insurance? A. whole life insurance B. term insurance C. endowment insurance D. Investment-linked