1. On August 10, a credit card account had a balance of $325. A purchase of $64 was made on August 15, and $163 was charged on August 27. A payment of $77was made on August 15. The interest on the average daily balance is 1.15% per month. Find the finance charge on the September 10 bill. (Round your answer to two decimal places.)

$_______

2. Jeffery Wei received a 6-year non-subsidized student loan of $33,000 at an annual interest rate of 5.8%. What are Jeffery's monthly loan payments for this loan after he graduates in 4 years? (Round your answer to the nearest cent.)

$________

3. You purchase a cottage for $190,000. You obtain a 25-year, fixed-rate mortgage loan at 11.0% after paying a down payment of 20%. Of the second month's mortgage payment, how much is interest and how much is applied to the principal? (Round your answers to the nearest cent.)

interest $_________

applied to the principal $_________