1. Phoenix has gotten herself in a bit of trouble with credit cards. The following are the current balances and interest rates on her credit cards: Visa: $6,750 at 19.8% APR MasterCard: $8,267 at 16.5% APR Gas card: $1,579 at 22.65% APR Department store card: $3,345 at 21.99% APR Phoenix earns $3,000 per month as a painter. Can she afford this debt? Develop a debt plan so that her credit cards are paid off in two years