1. Please help me calculate the following ratios (show procedure and formulas please):

Return on equity

Return on assets

Asset utilization

Equity multiplier

Profit margin

Interest expense ratio

Provision of loan loss ratio

Noninterest expense ratio

Tax ratio

Income Statement Interest on fees and loans $9,000 Interest on investment securities 4,000 Interest on repurchase agreements 6,000 Interest on deposits in banks 1,000 Total interest income $20,000 Interest on deposits $9,000 Interest on debentures 2,000 Total interest expense $11,000 Net interest income $9,000 Provision for loan losses 2,000 Noninterest income 2,000 Noninterest expenses 1,000 Income before taxes $8,000 Taxes 3,000 Net income Net income $5,000 Megalopolis Bank has the following balance sheet and income statement. ( LL125) Rolonos Sheot (in millinns)