1. Reg Tech - Re-defining compliance a) How has the regulatory changed over the years (pre-2018 vs. the status quo)? (50 words) b) What is the future of compliance and how does it compare to where we are currently? (50 words) c) What is a regulatory sandbox. What is it's purpose? How is it used? (50 words) d) Is the currently regulatory environment fair and equitable? Discuss the implications of any asymmetries that may exist. (50 words) e) Why should regulatory regimes be 'proportionate' and 'real-time'? What are the fundamental building block? (50 words)