1. Regarding the definition of "disability,"

Select one:

a. it is the same for all disability policies.

b. the meaning can change over the life of your disability policy.

c. it varies from one disability policy to another and is the most important provision.

d. essentially the same definition is used by the insurance industry and the Canada Pension Plan.

2.

Additional coverage on your automobile insurance policy can be purchased for

Select one:

a. reupholstering a worn driver's seat.

b. the cost of a rental car while you are having the oil changed.

c. repainting the vehicle before preparing to trade it in.

d. the protection of valuables you are carrying in your car.

3.

Which of the following is true about disability insurance?

Select one:

a. For most people, their emergency fund would look after them if they became disabled for a time.

b. Becoming disabled could be more financially devastating than losing your home.

c. People under age 35 recover quickly and are less likely to become disabled than older people.

d. Most people have excellent disability insurance coverage from their group insurance at work.

4. Who will cover the costs to repair your car if you are involved in an accident caused by another driver?

Select one:

a. The at fault driver's insurance company will pay for the main damages except for the deductible, which will be paid by the at fault driver.

b. Your insurance will pay the damages except for the deductible which the other person's insurance company should pay.

c. The person at fault will pay.

d. The at fault driver's insurance company will pay if they have insurance.