1. Scott and Jen not sure they want to use their Savings for a down payment because they would like to buy new furniture and appliances. they find a house on the market for 155,000 but they will have to pay 6.5 % interest if they decide to put zero down on the house. what will their monthly payments be on a 15- year mortgage?

2. how much more Scott and Jen paying in interest with no down payment, even though they bought a cheaper house?