1. SI Sources and Uses of Funds Explain in general terms how savings institutions differ from commercial banks with respect to their sources of funds and uses of funds. Discuss each source of funds for SIs. Identify and discuss the main uses of funds for SIs.

2. Ownership of SIs What are the alternative forms of ownership of a savings institution?

3. Regulation of SIs What criteria are used by regulators to examine a thrift institution?

6. Liquidity and Credit Risk Describe the liquidity and credit risk of savings institutions, and discuss how each is managed.

10. Risk Explain why many savings institutions experience financial problems at the same time.

7. Regulation of Finance Companies Describe the kinds of regulations that are imposed on finance companies.

8. Liquidity Position Explain how the liquidity position of finance companies differs from that of depository institutions such as commercial banks.

9. Exposure to Interest Rate Risk Explain how the interest rate risk of finance companies differs from that of savings institutions.

10. Exposure to Credit Risk Explain how the default risk of finance companies differs from that of other lending financial institutions.