1. (TCO 3) Regional Bank offers you an APR of nine percent compounded quarterly, and local bank offer you an ear of 9.15% for a new auto loan you should choose; a. regional bank apr b. local bank ear c. regional bank ear d. local bank apr 2. (TCO 3) You deposited $11,000 in your bank account today. Which of the following will decrease the future value of your deposit, assuming that all interest is reinvested? Assume the interest rate is a positive value. Select all that apply: (Points: 4) a decrease in the interest rate increasing the initial amount of your deposit decreasing the frequency of the interest payments decreasing the length of the investment period 3. (TCO 7) Which one of the following statements concerning financial leverage is correct? The benefits of leverage are unaffected by the amount of a firm's earnings. The use of leverage will always increase a firm's earnings per share. The shareholders of a firm are exposed to greater risk anytime a firm uses financial leverage. Earnings per share are unaffected by changes in a firm's debt-equity ratio. Financial leverage is beneficial to a firm only when the firm has minimal earnings. 4. (TCO 3) SmithKline Company's bonds are currently selling for $1,157.75 per $1000 par-value bond. The bonds have a 10 percent coupon rate and will mature in 10 years. What is the approximate yield to maturity? 6.96% 7.69% 11.0% 12.1%