1. Term life insurance:

1. provides death protection and savings accumulation.
2. provides death protection that varies with interest rates.
3. provides a death benefit equal to the face amount of the policy if the insured dies during the policy period.
4. provides a death benefit that depends on the term of the policy.

2. Whole life insurance:

1. provides death protection and savings accumulation.
2. is a type of cash value life insurance.
3. provides death protection equal to the face amount of the policy less the cash value.
4. all of the above.

3. Term insurance premiums generally increase with:

1. policyholders age
2. face amount of the policy
3. insurer expense loadings
4. all of the above