1: The balance sheet for MOS Banc at the end of the first half of 2015 is as follows: Assets Reserves and Cash items 3 US Treasury Securities 20 Loans 93 Securities 6 Other Assets 8 Liabilities Checkable Deposits Non-transaction Deposits Other Liabilities CPs Borrowings Bank Capital Total 6 91 6 3 16 8 Total 130 130 Suppose interest income is $7.5 million, interest expense $1.7 million, non-interest income is $1.3 million, non-interest expense is 2.7 million the amount of provision for loan losses for this year is $0.3 million, securities gain is 0.1 million, and the tax amount is $1.3 million. Calculate the Net Interest Margin for MOS Banc