1. The Fed determines which of the following rates?

I. the fed funds rate

II. the discount rate

III. the overnight repo rate

A. II only

B. I only

C. I and II only

D. II and III only

2. The __________ Act placed greater restrictions on financial institutions and on mortgage companies and lenders.

A. Humphrey-Hawkins

B. Dodd-Frank

C. Harley-Smoot

D. Gram-Leach-Bliley