1. The order of the steps of involved in a civil court proceedings are as follows: The serving of a Writ, Discovery period, summary judgement or Trial

a. True b. False

2. A contract is a promise between two parties- the party promising (defendant) and the party to whom the promise is given(plaintiff)

a. True b. False

3. Minors participating in adventure tourism need not have a waiver

a. True b. False

4. Criminal, or gross, negligence may be defined as reckless disregard for the safety or life of another person.

a. True b. False

5. A Canadian outfitter in the US may turn clients away because of the potentially high cost of a law suit if client becomes injured.

a. True b. False

6. Guests do not usually need medical insurance coverage for program activities

a. True b. False

7. Concerning an Accident guides should "witness statements" as soon as possible.

a. True b. False

8. If the adventure tour operator is planning to travel internationally, it's a good idea to invite professionals from the foreign country to examine the organization's procedures for reducing risks in that country.

a. True b. False

9. Travel advisories posted by other tour operators are a great source of helpful information after arriving in the foreign country.

a. True b. False

10. The tour operator should provide clients verbal and written information about the risks associated with travel and behavior in the country they will be visiting

a. True b. False

11. Guides only need to focus on environmental concerns in managing hazards.

a. True b. False

12. Daily decisions made by the guide involve loss reduction, and exposure avoidance.

a. True b. False

13. All accidents are caused through negligence and mismanagement by the guide

a. True b. False

14. Defense strategies in court are managed by the owners of the tour operation not the insurance company.

a. True b. False

15. Insurance can be defined as a method of sharing the losses of a few individuals among the many members of a group

a. True b. False

16. Most liability- insurance policies sold cover damages on an accident basis rather than on an occurrence basis.

a. True b. False

17. Most liability - insurance policies don't restrict coverage to certain geographical area

a. True b. False

18. In the adventure industry, ____________ is applied to employer/employee relationships where an employer is held responsible for the tortious actions of an employee

a. Vicarious liability b. Negligence c. Apportionment d. Assessment of damages

19. Which of the following is content found in waivers?

a. Indemnity agreement b. Warning of risks c. Both A and B

d. None of the above

20. Which of the following ways can a Canadian operator work in the US to minimize risk?

a. By establishing an American corporation and operating with its own permits b. Taking clients to the American operation and work as its employee c. Booking clients through the American operation

d. All of the above

21. What risk management documents are required for a general business?

a. Trip plans, emergency response b. Business structure, risk-management plan, insurance plan c. Staff training, staff manual, guide protocols, reports and forms

d. All of the above

22. Which of the following is not needed when planning to visit a foreign nation by a tour operator?

a. Createan evacuation plan b. Know the availability of medical prescriptions c. Know the locations of local hospitals that may provide limited service d. Know what medical support is available at the embassy

23. Which of the following actions should a tour operator take during a crisis in an international country?

a. Provide well trained staff in the field b. Monitor the foreign country's emergency personnel to ensure they have necessary aids to treat the injured client

c. Be clear while taking action in dealing with the emergency situation

d. All of the above

24. After the immediate crisis in a foreign country, the tour operator should do which of the following?

a. Ignore any signs of confusion or fear and move on b. Tend to the needs of the family in cases of fatality c. Do not have open and honest communication with all relevant parties to reduce exposure to a lawsuit

d. Both A and B

25. During an emergency response, guides should be trained in which of the following?

a. Incident command and organization

b. Strong communication skills c. Knowing several languages d. All of the above

26. Which of the following insurance concerns adventure operators?

a. Life and health insurance b. Social insurance c. Property and casualty insurance

d. All of the above

27. The insurance broker is known as:

a. Regulator

b. Insurer c. Insured d. Intermediary

28. Which of the following sections is part of a liability- insurance policy?

a. Exclusions b. Declarations c. Both A and B d. None of the above

29. To establish the appropriate premium for insurance contract, the ______________ will use predetermined rates that are established by actuaries

a. Intermediary b. Underwriter c. Insurance broker

d. Insurance adjuster

30. Property insurance covers which of the following?

a. Buildings

b. Automobiles c. Land d. All of the above