1) Tim Navholtz needs a $20,000 renters insurance policy and has selected the $500,000 liability with $1,000 deductible. The insurance company has determined his credit is excellent and has given him the "good" credit rate. If he adds an endorsement of $0.85/$100 to ensure $11,800 of jewelry, $20/year for the options of identity theft/protection and $75/year for sewer/sump pump backup protection for his basement, find his annual premium using the given table.The annual premium is $ (Simplify your answer. Type an integer or a decimal.)

Estimated Annual Renters Insurance Premium Rates

$20,000 Policy Limit							$40,000 Policy Limit
Liability	$500 Deductible			$1000 Deductible			$500 Deductible			$1000 Deductible
	Good	OCC	Bad	Good	OCC	Bad	Good	OCC	Bad	Good	OCC	Bad
$300,000	141	226	253	126	203	227	195	312	349	174	280	313
$500,000	149	239	268	134	215	241	206	330	370	185	297	333
$1,000,000	169	270	303	154	246	276	233	373	418	213	339	381

2) Shay Manning rents an apartment in Chicago and carries $20,000 insurance on her personal belongings. She selects the minimum liability with a deductible of $1,000 for each claim and carries an identity theft/fraud protection of $30. Shay's credit is rated as bad as she has a recent bankruptcy on her record. Find her annual premium using the given table. LOADING... Click the icon to see hypothetical table of Estimated Annual Renters Insurance Premium Rates. The annual premium is $ (Simplify your answer. Type an integer or a decimal.)

Estimated Annual Renters Insurance Premium Rates

$20,000 Policy Limit							$40,000 Policy Limit
Liability	$500 Deductible			$1000 Deductible			$500 Deductible			$1000 Deductible
	Good	OCC	Bad	Good	OCC	Bad	Good	OCC	Bad	Good	OCC	Bad
$300,000	141	226	253	126	203	228	195	312	349	174	280	313
$500,000	149	239	268	134	215	242	206	330	370	185	297	333
$1,000,000	169	270	303	154	246	274	233	373	418	213	339	381