1. Under the Bankruptcy Code after the enactment of the 2005

revisions, what must Janet do prior to filing a petition for

relief under Chapter 7?

2. How much time does Janet have after filing the bankruptcy

petition to submit the required schedules? What happens if

Janet does not meet the deadline?

3. Assume that Janet files a petition under Chapter 7.

Further assume that the median family income in the state in

which Janet lives is $49,300. What steps would a court take

to determine whether Janets petition is presumed to be

substantial abuse under the means test?

4. Suppose that the court determines that no presumption of

substantial abuse applies in Janets case. Nevertheless, the

court finds that Janet does have the ability to pay a

portion of the amount due on the medical bills out of her

disposable income. What would the court likely order in that

situation?