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1. What are the most common reasons for early refinancing? (circle the two most relevant) a. You avoid ordinary income taxes b. Your property has

1. What are the most common reasons for early refinancing? (circle the two most relevant)

a. You avoid ordinary income taxes

b. Your property has risen considerably in value

c. You want to lower your monthly payment because interests rates have fallen

d. You want to lower your LTV

e. None of the above

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