1. What is digital disruption and how it related to Fintech? (20 marks) 2. With your current understanding on Fintech which financial services that you think will be benefit with Fintech? (20 marks) 3. What is Distributed Ledger Technology (DLT), please state its characteristics and give two different technologies example on DTL? (20 marks) 4. With your understanding in Bitcoin, please tell the characteristics of this technology and how it is important toward Fintech? (20 Marks) 5. Cryptocurrency wallet are being used for cryptocurrency buying and selling, what are the different types of wallets available in the market and what major technology has been use for security issues? (20 marks)