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1. What is the contractual difference between Life Income Only and Life & 20 Years Certain? 2. Why would a 5 Year Period Certain annuity

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1. What is the contractual difference between "Life Income Only" and "Life \& 20 Years Certain"? 2. Why would a "5 Year Period Certain" annuity pay so much more than the other examples? 3. What are the key differences between a traditional IRA and a Roth IRA

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