1, What was the Kool-Aid of the thrift crisis?

2, What was the Kool-Aid investors, including many small investors, drank leading up to the crash of 1929?

3, Who was responsible for the thrift crisis and who were the victims?

4, How do bailoutskeeping sick financial institutions openinfect other institutions and markets and create moral hazard for bank executives just as deposit insurance creates it for depositors?