1. When a client comes to a financial planner, he usually

1. knows his objectives
2. knows general investment and tax saving strategies
3. doesn't know his current income needs
4. knows the desired rate of growth of his funds

A.I, II and III

B.III

C.III and IV

D.II and IV

2. You want to put an extremely aggressive investment in your child's portfolio and you want to give the portfolio to your child when she reaches the age of majority.What is the best choice?

A.UGMA

B.UTMA

C.529 Plan

D.CoverdellScholarshi