1) When evaluating a customer loan, you should consider the following factor:

a. Credit history

b. Length of employment

c. Credit file

d. All statements must be considered

e. Length of residency

2) The key issues that a lender must consider while evaluating any loan request are:

a. Can the lender perfect its claim against the borrower's income and assets that may not be pledged as collateral

b. Can the loan agreement not be properly structured and documented?

c. Is the borrower creditworthy

.3)Which of the following is a factor in determining the mix of loans that a bank has?

a. Experience and expertise of the management

b. All the options are factors in determining the mix of loans for a bank

c. Location of the bank

d. Written loan policy of the bank

e. Size of the bank