1. Which of the following is true? A) A loan commitment requires the borrower to take the full amount of the loan down all at one time, or not at all. B) If the average maturity of assets is 4 years and the average maturity of liabilities is 4 years, then the Fl has no interest rate risk exposure. C) If the bank manager calculates RAROC to be 7% for a loan, and the cost of funds is 6.8% for the bank, then the bank manager should recommend making this loan. D) The DEAR of a portfolio of assets is simply the weighted average of each individual assets' DEAR. E) If the leveraged duration gap is negative then the FI's interest rate exposure is to rising rates