1) Which of the following people can 27-year-old Jayne add as a dependent on her tax return?

A) Her 18-year-old brother, who lives with her

B) Her son, who is also listed as a dependent of her ex-husband

C)Her friend, who lived in her apartment for 6 months

D) Her mother, who lives with her and has $5,000 gross taxable income for the year

2) Every month, Ellen ensures that there is no balance on her credit card debt as she pays off her credit card balance on time. She plans to switch from her standard credit card to a rewards credit card.

How does Ellen benefit from using a rewards credit card?

A) A rewards credit card does not impact Ellen's credit score.

B) Ellen receives cashback and airline and hotel travel points based on the amount spent through her card.

C) It prevents Ellen from spending more than she can afford.

D) Ellen pays lower interest rates and fees on her rewards card.