1. Which of the following statements concerning provisions to keep disability income coverage in force is correct?

(A) A cancelable contract allows the insured to cancel when the premium is raised and is often the most generous renewal provision.

(B) A noncancellable contract allows the insured to cancel only when changing to a less hazardous occupation.

(C) A guaranteed renewable contract allows the insurer to increase premiums on a class basis but not on an individual basis.

(D) A noncancellable contract allows the insurer to increase premiums on an individual basis but not on a class basis.