1. which of the solen items would NOT be automatically be covered under an HO-3 form?

A. personal property of the insurance daughter who is away at college

B. The insurance driveway, if damage by falling object

C. The insureds pedigree collie valued at $2000

D. A lawnmower and the insureds garage

2. An insureds $3000 outboard motor boat is struck by lightning. Under the insurance homeowners policy the insurer will:

A. deny the claim

B. limit coverage for the loss to $500

C. Pay up to the policy limit allowable for boat coverage

D. Cancel the policy