1) Why did Nicola, a HNW in-person financial planning firm, launch Wealthbar? a. Transition clients with complex estate planning needs to an online channel. b. Leverage technology in the discovery process. c. Offer a hybrid service to their HNW clients. d. Service the emerging affluent until their assets levels qualify them for in-person planning

2) In the article, Questrade's Marketing: Valid Points, the Denial of the Value of Advice, and Undeliverable Brand Promises, the author defends the value proposition of in-person financial planning that justifies a higher fee. The examples of qualitative value-added service include.. a. Reviewing portfolios on a regular basis. b. Using automation for greater efficiency. c. Assisting the client in managing through life events. d. Providing higher investment returns.

3) Why did Nicole, a HNW in-eperson financial planning firm, launch Wealthbar? a. Leverage technology in the discovery process. b. Services the emerging affluent until their asset levels qualify them for in-person planning c. Transition clients with complex estate planning needs to an online channel d. Offer a hybrid service to their HNW clients.

4) According to the article Pedal to the Metal: Growing Enganment Now what opportunity has Covid presented to financial planners. a. Increase fees due to higher need for financial planning b. Expand services to include healthcare c. Expand their offering to clients family members. d. Rebalancing portfolio to reduce risk.