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1) With respect to $388.38 = PV (I, N, 0, FV) in Excel, what does the $388.38 represent? (Note: The third element is a zero.)

1) With respect to $388.38 = PV (I, N, 0, FV) in Excel, what does the $388.38 represent? (Note: The third element is a zero.) How do I explain the $338.38 to a colleague?

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