1. Write Short notes on the following: a. Management Expense Ratio b. Bad Debt Ratio c . Net Asset Value of Mutual Fund d. Emergency Fund e. Preferred Stock 2. Differentiate between technical analysis and fundamental analysis, 3. What are the main consideration while making investment? 4. Why financial planning is important to achieve financial goals? 5. How to control overspending to improve your financial health. 5. What do you mean by asset allocation? Discuss the factors that affect asset allocation. Differentiate between Credit Report vs. Credit Score. How to improve your credit score? B. Define Mutual funds and discuss the various types of mutual fund