1- You are currently paying $650 in interest on your credit cards annually. If, instead of paying interest, you saved this amount every year, how much would you accumulate in a tax-deferred account earning 8% over the next 20 years?

2-You are taking out a new loan of $125,000 that includes an origination fee of 3.0%. How much money does the origination fee cost you?

3-A payday loan company charges you 5% interest to borrow money for just two weeks. What is the equivalent annual percentage rate?

4-You are earning $59,000 a year in city with a low cost of living. You are considering taking a job in another city where the cost of living is 16% higher. What is the minimum salary you would need to maintain the same standard of living in the new city?