1. You are given the following data for John, in his 30s without any family burden. Credit card outstanding : $ 20,000 Revolving credit : $ 80,000 Personal loan : $ 50,000 Car loan : $120,000 Mortgage loan : $3,000,000 His assets (not including his home) are about $400,000, which include mutual funds, a second- hand car, a few watches and home furniture. Calculate his debt-to-equity ratio, then comment on his financial position. What other information you may need to give him better comment