1. You have $25,000 to invest today. You find an investment where you will earn 8% for the first 10 years, and 4% for the next 10 years after that. How much will you have at the end of 20 years? ESSENTIAL show the cashflow diagram and provide N= I= PV= FV= PMT=

2. You have two investment accounts. Account M will pay you $1800 per month at an APR of 7%, compounded monthly, for 12 years. Account L will pay you the same amount that Account M would be worth in 12 years, but in a single amount, at the end of the 12 years. How much would you have to invest today in Account L to earn a rate of 9%, compounded annually? ESSENTIAL show the cashflow diagram and provide N= I= PV= FV= PMT=