1. You started the year with exactly $10,000. You have a margin account, with a total interest expense of 4% on borrowed funds. You decided to split this evenly among two investments at that time. You bought 500 shares of Firm ABC that were selling at $12. Firm ABC pays a quarterly dividend of $.25, which you can assume just sits in cash earning nothing once received. You then bought 200 shares of Firm XYZ that were selling at $35, using margin as needed. O After exactly one quarter, Firm ABC was selling for $15 and Firm XYZ was selling for $40. You exit your position in XYZ, payoff your margin loan and use what remains to purchase a market tracking ETF. Over the remaining nine months of the year, the market tracking ETF earns 11%, annually. In addition, at the end of the year, Firm ABC was selling for $19 per share. a. At the end of the year, how much is your account worth? b. What was your return for the year