1. Your average daily balance on your charge card for the month of July is $855.28. If your card carries an annual interest rate of 15.4%, what will your finance charge be for July?

2. You buy a car from your neighbor at a price of $9,000. You pay $500 down and pay 9.5% on the balance. If you make monthly payments of $200, how many months (to the nearest hundredth of a month) will it take to pay off the loan?

3. You get a $15,000 car loan for 4 years at 6.75% interest. The lender charges $250 for an origination fee (which is added to your loan amount). What is your APR?

4. Todd buys a car for $18,000. He must also pay tax and license fees of $1,200. He borrows $17,000 for 4 years at 7.25% interest, with monthly payments. What is the total cost of the car, to the nearest dollar?