10. A college education fund is to be accumulated by 20 level semi-annual deposits, the first due on January 1 1986. The fund is to provide 16 quarterly withdrawals of 1000 each, the first due on October 1 1995. Interest is com- pounded semi-annually at a nominal interest rate of 10%. What is the amount of each deposit? (a) Less than 375 (b) At least 375, but less than 380 (c) At least 380, but less than 385 (d) At least 385, but less than 390 (e) 390 or more