10. An investor in Canada bought a one-year New Zealand security valued at 120,000 New Zealand dollars. The Canadian dollar equivalent was $100,000. The New Zealand security earned 8 percent during the year, but the New Zealand dollar depreciated 3 cent against the Canadian dollar during the time period ( $0.8333/NZD to $0.8033/NZD). After transferring the funds back to Canada, what was the investor's return on her $100,000