10. Jeffrey has an adjusted gross income of $92,417. He wants a house with a monthly mortgage payment of $1,218 and annual property taxes of $5,174. His semiannual homeowner's premium would be $780. Jeffrey has a credit card bill that averages $420 per month. a. What is the front-end ratio to the nearest percent? b. What is the back-end ratio to the nearest percent? c. Assume that his credit rating is good. Based on the front-end ratio, would the bank offer him a loan? Explain. d. Based on the back-end ratio, would the bank offer him a loan? Explain