10. Victor was awarded a baseball contract in Japan to begin in 2 years. He was given a bonus of $15000 to be used as moving expenses and payment towards his apartment. If he must pay $25000 when he arrives in Japan, how much additional must he save annually at 8% to make the payment?

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11. If you invest the $10,000 you receive at graduation in a mutual fund which averages a 9% annual return, how much will you have at retirement in 40 years

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