10) What are the payments for a 10-year $75,000 ARM if the rate for the first 3 years is 12%, and 18% after?

11) What are the payments for a 12-year $175,000 ARM if the rate for the first 4 years is 12%, 18% for the next 4 years, and 24% for the last 4 years?

12) What are the payments on a $2.75 million 30-year mortgage at 15%?

13) You take out a $2.75 million 20-year mortgage at 12%, what is your remaining balance after 15 years?