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10. Your family is having vacation in Switzerland, and suddenly your car hit a patch of See on the road. The car skldded off the

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10. Your family is having vacation in Switzerland, and suddenly your car hit a patch of See on the road. The car skldded off the road and hit a tree. The presence of ice on the road is best described as on) A) per B) subjective risk C) physical hazard. D) indirect loss

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