$10,000 is deposited in an account in which it earns 9.5% interest compounded quarterly. No principal or interest is withdrawn from the account. Instead, both continue to earn interest over time. (Round your answers to two decimal places.) (a) Find the account balance after one year using the Simple Interest Future Value Formula to compute the balance at the end of each compounding period. $ (b) Find the account balance after one year using the Compound Interest Formula. $