10-year Bond C with a face value of $1000 is issued on 1 November 2020. It pays annual coupons with a coupon rate of 4% and has a yield to maturity of 2.5% at issuance. 1 year later, right after the coupon is paid out, the yield to maturity is 3.2%. What is the total rate of return on the bond for an investor who bought it on 1 November 2020, held it for a year, and sold right after the coupon was paid out?

Select one: A. -2.6138% B. -0.4350% C. -6.1496% D. 2.5%