11 of 12 When can an agent use Agent's Draft Authority (ADA)? Agents can use ADA if the total amount of losses for any one occurrence does not exceed $75,000. Agents can use ADA if the claim was reported within 360 days from the date of loss. Agents can use ADA under any circumstances. Agents can use ADA when the total amount for any one occurrence does not exceed the authority available under ADA, and all other eligibility requirements are met OOOO