1.1 Which of the following is not true with regard to underwriting? (A) Life insurance policies are typically underwritten to prevent adverse selection. (B) The distribution method affects the level of underwriting. (C) Single premium immediate annuities are typically underwritten to prevent adverse selection. (D) Underwriting may result in an insured life being classified as a rated life due to the insured's occupation or hobby. (E) A pure endowment does not need to be underwritten to prevent adverse selection