11. You want to receive 5,000 per month in retirement. If you can earn 0.75% per month and you expect to need the income for 25 years, how much do you need to have in your account at retirement?

12. You want to receive $5,000 per month for the next 5 years. How much would you need to deposit today if you can earn 0.75% per month?

13. What monthly rate would you need to earn if you only have $200,000 to deposit?

(FOR EXTRA CREDIT