12 1 point DO Full retirement benefits are payable at normal retirement age, with reduced benefits available as early as age 62, to anyone who has obtained at least the minimum amount of required Social Security credits. O True O False 13 1 point Do The Social Security disability benefit is available to recipients who have a severe physical or mental impairment that is expected to either prevent them from performing substantial work for at least 1 year, or result in death, regardless of the number of Social Security credits they have been credited in their lifetime. True False